Meet Birmingham Bank

As part of our Meet the Bank series, we find out more about our partner banks, and hear more about their values, the challenges they face, and what makes them different.

About Birmingham Bank

Albeit under a different name originally, Birmingham Bank was established in Birmingham in 1955 to provide financial services to independent retailers. It now offers a range of deposit and lending products, underpinned with a combination of traditional relationship banking and state-of-the-art technology, focused on Birmingham and the Midlands.

🕰️  Established in: 1955

🏠  Based in: Birmingham

🏢  Offices: Birmingham

🧍‍♂️ Number of employees: 25

❤️  Raisin UK partner since: 2022

🦮  Charity work:
Birmingham Bank supports the charity LoveBrum. As an example, instead of sending Christmas cards in December 2021 the Bank made a contribution to their ‘Bags for Brummies’ campaign. This is focused on helping homeless and vulnerable people across Birmingham.

What makes your bank unique?

Our proposition is based on relationship banking, supported by state-of-the-art systems, focused specifically on Birmingham and the Midlands.

What are your bank’s core values?

Common Sense. Speed. Clarity.

What are the biggest changes and challenges that your bank has faced in the last two years?

Until its change of ownership and renaming as Birmingham Bank in January 2021, Bira Bank focused on offering a limited range of products and services to the trade association members of BIRA (British Independent Retailers Association). The key challenge has been building the team, developing the product propositions and implementing the systems that will support the Bank’s plans to offer a broader range of products and services to a broader range of clients, supported by state-of-the-art technology.

What are the benefits of your bank working with Raisin UK?

Birmingham Bank is a small bank with ambitious growth plans, so its deposit base is likely to grow exponentially over the short to medium term. The Bank believes that raising deposits through Raisin UK, as well as marketing to its own customer base, provides better-informed pricing, greater accuracy and faster response times.

What new trends in banking and finance do you predict we will see in the next 12 months?

Emergence and growth of yet more challenger banks supported by fantastic technology.

Finally, tell us something about your bank that customers would be interested to know.

When Bira Bank was renamed as Birmingham Bank in January 2021, it was the first bank to have Birmingham in its name for over a century.

View Birmingham Bank savings accounts

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