Savings marketplace

The Raisin UK savings marketplace enables you to apply for a range of savings products from our partner banks, all with the convenience of one single login. Once you've registered with us, all you need to do is select the deposit term and amount you want to fund your account with; we'll take care of the rest.

2 offers match your search

Interest
Term
Bank
Deposit protection
Interest + bonus *
2.25% AER
5 Year
Fixed Term Deposit
Apply now + £2,353.55
+ £50 Launch bonus *
Apply Now + £2,353.55 Interest Profit
+ £50 Launch bonus *
Savings product name
AgriBank: 5 Year Fixed Term Deposit
What is the interest rate?

2.25% AER

AER is the Annual Equivalent Rate and represents what the expected interest rate would be if interest was realised and paid once each year.

Interest is calculated daily and payable on maturity. Interest is due to be paid gross without prior deduction of tax.

Can AgriBank change the interest rate?
No, the interest rate applicable to your deposit is fixed at the time of application and will stay the same throughout the duration of the fixed term.
How much interest might a £10,000 deposit have earned by the date of maturity?

The estimated interest earned upon the date of maturity on a deposit of £10,000 is £1,176.78. This projection is for illustrative purposes only and does not take into account individual circumstances.

How do I purchase and manage a savings product?

To purchase a savings product, you must apply online through Raisin UK in advance of the product application deadline. Applications received after the product application deadline will not be accepted. Savings products are only available through this online application process, and to be eligible to apply, you must be a UK resident who is aged 18 or over and hold a UK bank or building society account.

The minimum amount you can deposit is £10,000 and the maximum amount you can deposit is £85,000.

You can manage your savings product by communicating through Raisin UK using the secure messaging feature in your customer portal, by telephone, by email or in writing by using the contact details provided in the Terms & Conditions. Raisin UK will only provide instructions relating to your savings product through email and the Raisin UK customer portal secure messaging feature.

Can I withdraw money?

Because this savings product is a fixed term deposit, withdrawals are not permitted before the maturity date, except if an account holder dies, becomes mentally incapacitated or bankrupt, or in any other exceptional circumstances agreed to by AgriBank in its absolute discretion. This savings product does NOT operate on the basis that you can end the fixed term of your deposit prematurely and pay a fee to withdraw your funds sooner.

We will contact you approximately one month before the maturity date of your deposit to advise you of your options. If we do not receive a response from you, your deposit will be returned to your nominated account.

Your deposit will not automatically renew at the end of the fixed term for a further fixed term.

Additional information

Transfers of funds must be received within 10 calendar days of your savings product application approval date to qualify for the interest rate you have applied for. Funds must be transferred from a UK bank or building society account in your name and by electronic bank transfer only. Any funds received after 12 pm on the 10 calendar days working day will be returned to your nominated account.

Information Required

To purchase a savings product from AgriBank, you need to provide the following information:

  • A valid email address which we can use to send you confirmation of your application;
  • Your personal details including your name, date of birth and National Insurance number;
  • Your address and postcode;
  • A UK mobile telephone number; and
  • The details of a UK bank or building society account from which you will fund your application.
Deposit Guarantee

The AgriBank 5 Year Fixed Term Deposit is protected by the Malta Depositor Compensation Scheme through the European Deposit Guarantee Scheme (DGS). Savings deposits with European banks are protected by the European DGS within each member state that reimburse depositors up to a defined limit if their bank fails and deposits become unavailable. The level of deposit protection across the European Union is €100,000 (or the equivalent amount in a European country's local currency) and this amount is guaranteed irrespective of the current level of available financial means of any country-specific European DGS.

Compensation limits are per person per firm, not per deposit. Be aware that if you have other deposits with this bank (or banking group) then the €100,000 protection applies only to eligible deposits up to this limit.

Apply Now

AgriBank plc was established in 2012 in Malta and offers financial services specifically designed for the UK agricultural and the renewable energy industries. More recently AgriBank has expanded its services, offering online savings deposits to UK savers.

The savings products listed are held in £s. Savings products with AgriBank are protected by the Malta Depositor Compensation Scheme up to €100,000 per depositor or equivalent.

Savings deposits with European banks are protected by Deposit Guarantee Schemes (DGS) within each member state that reimburse depositors up to a defined limit if their bank fails and deposits become unavailable. The level of deposit protection across the EU is €100,000 and this amount is guaranteed irrespective of the current level of available financial means of any country-specific DGS.

1.65% AER
18 Month
Fixed Term Deposit
Apply now + £497.04
+ £50 Launch bonus *
Apply Now + £497.04 Interest Profit
+ £50 Launch bonus *
Raisin exclusive
Savings product name

Shawbrook: 18 Month Fixed Term Deposit - Raisin Exclusive

Product start date: 2nd July 2018

Product maturity date: 1st January 2020

Product application deadline: 22nd June 2018

What is the interest rate?

1.65% AER

AER is the Annual Equivalent Rate and represents what the expected interest rate would be if interest was realised and paid once each year.

Interest is calculated annually and payable on maturity. Interest is due to be paid gross without prior deduction of tax.

Interest will be calculated from the Product start date of your savings product.

Can Shawbrook change the interest rate?
No, the interest rate applicable to your deposit is fixed at the time of application and will stay the same throughout the duration of the fixed term.
How much interest might a £10,000 deposit have earned by the date of maturity?

The estimated interest earned upon the date of maturity on a deposit of £10,000 is £248.52. This projection is for illustrative purposes only and does not take into account individual circumstances.

How do I purchase and manage a savings product?

To purchase a savings product, you must apply online through Raisin UK in advance of the product application deadline. Applications received after the product application deadline will not be accepted. Savings products are only available through this online application process, and to be eligible to apply, you must be a UK resident who is aged 18 or over and hold a UK bank or building society account.

The minimum amount you can deposit is £1,000 and the maximum amount you can deposit is £85,000.

You can manage your savings product by communicating through Raisin UK using the secure messaging feature in your customer portal, by telephone, by email or in writing by using the contact details provided in the Terms & Conditions. Raisin UK will only provide instructions relating to your savings product through email and the Raisin UK customer portal secure messaging feature.

Can I withdraw money?

Because this savings product is a fixed term deposit, withdrawals are not permitted before the maturity date, except if an account holder dies, becomes mentally incapacitated or bankrupt, or in any other exceptional circumstances agreed to by Shawbrook in its absolute discretion. This savings product does NOT operate on the basis that you can end the fixed term of your deposit prematurely and pay a fee to withdraw your funds sooner.

We will contact you approximately one month before the maturity date of your deposit to advise you of your options. If we do not receive a response from you, your deposit will be held in the Meteor Asset Management client account at the end of the fixed term until you decide what you would like to do with the proceeds.

Your deposit will not automatically renew at the end of the fixed term for a further fixed term.

Additional information

Transfers of funds must be received within 5 business days of your savings product application approval date to qualify for the interest rate you have applied for. Funds must be transferred from a UK bank or building society account in your name and by electronic bank transfer only. Any funds received after 12 pm on the 5 business days working day will be returned to your nominated account.

Information Required

To purchase a savings product from Shawbrook, you need to provide the following information:

  • A valid email address which we can use to send you confirmation of your application;
  • Your personal details including your name, date of birth and National Insurance number;
  • Your address and postcode;
  • A UK mobile telephone number; and
  • The details of a UK bank or building society account from which you will fund your application.
Deposit Guarantee

Your deposits with Shawbrook 18 Month Fixed Term Deposit - Raisin Exclusive – are eligible for protection by the Financial Services Compensation Scheme (FSCS). The FSCS is a UK Government-backed protection scheme that covers deposits in savings accounts up to £85,000, or £170,000 if you have a joint account, per banking group regulated by the Financial Conduct Authority or the Prudential Regulation Authority. It is available for deposits with most UK high-street and online banks and means if the bank fails, and deposits become unavailable, the scheme may cover your savings account deposit up to the £85,000 per person, per banking group limit.

Your deposit will be administered by Meteor Asset Management Limited (MAM) and Meteor Investment Management Limited (MIM) who will process your application and cash respectively. Cash and deposits will be held by MIM and MAM in trust for you under FCA client money and asset rules. In the event that MIM or MAM cannot meet their obligations you will remain the beneficial owner of any deposits purchased for you, and also cash held on your behalf in MIM’s client account. MIM and MAM are also covered by the FSCS: if MIM or MAM fail you may be entitled to compensation for any losses incurred, up to the FSCS limit of £50,000 for investments.

Compensation limits are per person per firm, not per deposit. Be aware that if you have other deposits with this bank (or banking group) then the £85,000 protection applies only to eligible deposits up to this limit.

Apply Now

Specialising in providing the UK with savings and lending products, Shawbrook Bank was founded in 2011 and as of the end of 2017 they have raised over £4.4 billion in customer deposits. Eligible deposits with Shawbrook Bank Limited in the UK are protected by the Financial Services Compensation Scheme (FSCS) up to a total of £85,000.

The FSCS is a UK Government-backed policy that covers deposits in savings accounts up to £85,000, or £170,000 if you have a joint account, and investments up to £50,000 per person, per banking group regulated by the Financial Conduct Authority or the Prudential Regulation Authority. It’s available for deposits with most UK high-street and online banks and means if the bank fails and deposits become unavailable, then the scheme will cover your savings account deposit up to the £85,000 per person per banking group limit.

The FSCS will pay compensation up to the limit of £85,000 per person, per authorised institution/banking group. However, if each of the banks is covered by a single authorisation within a group, the FSCS will only pay compensation up to a total limit of £85,000 once. This limit will be for the total of all the accounts you have with the different bank brands under the authorisation, irrespective of how many different institutions a person holds accounts with.

Raisin UK will always let you know which products are within the same banking group, so you can make informed decisions as to which products are right for you.

* The launch bonus only for new customers of Raisin UK. Please click here to find out more.