4.32%
AER
Fixed rate bond
United Kingdom
(AA)
Sharia account
100+ ways to save. £100 to get you started.
Receive a £100 bonus when you open a fixed rate bond by 30th September 2025 (new customers only)
Home > £100 bonus
Join Raisin - where your savings start smarter
Join Raisin and get rewarded, with opportunities to save across multiple accounts for years to come. This September new customers can enjoy a £100 welcome bonus when you open a fixed rate bond of 12 months or longer and deposit £10,000 or more by 30th September 2025. Scroll down to see the full Terms and Conditions.
By locking in a competitive fixed rate for 12 months or more, you can enjoy steady growth for the year ahead regardless of fluctuating interest rates.
✓ Access 100+ savings accounts with a single login
✓ FSCS protection up to £85,000 per person, per bank
✓ Competitive rates from over 40 banks and building societies
How to qualify for the bonus
Register your free Raisin account
Use code ‘HELLO100’ when registering
Open a fixed rate bond of 12 months or longer and deposit £10,000 or more in a single transaction by 23:59 on 30th September 2025
If you meet the full terms and conditions outlined below you’ll receive your £100 bonus into your Raisin UK Transaction Account by 31st October
Your savings, your way - today, tomorrow, always.
What customers say about Raisin UK
A huge fan of Raisin
Used their service since they started in the UK and couldn't rave more about the variety of savings accounts, the rates and their service.
Trustpilot | 10th July 2025
Lots of choice when it comes to savings…
Lots of choice when it comes to savings in one app whether it's easy access/fixed rate bonds or notice accounts - easy with competitive interest rates.
Trustpilot | 5th July 2025
Easy to save in different types of accounts
I am able to move money from one account to another, and open accounts with a few keystrokes. This is all because Raisin checks my credentials once then allows me to save with them.
Trustpilot | 5th July 2025
Explore our competitive fixed rate bonds
100+ ways to save. £100 to get you started. Terms & Conditions.
These are the terms and conditions ("Terms and Conditions") that apply to the Raisin UK 100+ ways to save. £100 to get you started. (the "Bonus").
1. The Bonus Offer
a. The offer is a one-time cash bonus of £100 (the “Bonus”) available to new Raisin UK customers who meet the eligibility criteria outlined below.
b. The Bonus will be paid into your Raisin UK Transaction Account by 23:59 GMT on 31st October 2025.
2. Qualifying Period
a. The offer runs from 00:01 BST on 1st September 2025 until 23:59 BST on 30th September 2025 (the “Qualifying Period”). You must place your order and fund the qualifying fixed-rate bond within the Qualifying Period.
3. Eligibility
The Bonus is only available to new Raisin UK customers who have never previously opened a savings account via Raisin UK prior to 00:01 BST on 1st September 2025 .To qualify for the Bonus you must do one of the following:
a. Register for a Raisin UK account during the Qualifying Period and enter the promo code ‘HELLO100’ in the “promo code” field at registration.
b. Open a new fixed rate bond with a term of 12 months or longer during the Qualifying Period and fund it with a single deposit of £10,000 or more in new funds. The qualifying fixed-rate bond must remain open at the time we determine eligibility for the Bonus. If the order is cancelled, reversed or not successfully funded you will not be eligible for the Bonus.
c. The deposit of £10,000 or more must be made in one single transaction. For example, a deposit of £5,000 followed by a second deposit of £5,000 into the same savings account will not be eligible for the Bonus, it must be £10,000 or more in one order.
4. General
a. One registration per person and only one Bonus per person is allowed. We may use reasonable checks to detect duplicate registrations. We may exclude a participant from this offer, or cancel or reclaim a Bonus, if we reasonably suspect they have breached these Terms, obtained the Bonus fraudulently or unlawfully, or where their Raisin UK account is closed or suspended due to a breach of Raisin’s Terms and Conditions. Raisin UK reserves the right to discontinue or change this offer campaign at any time without prior notice and without giving reasons where we reasonably consider it necessary to do so, for example, due to legal or regulatory changes, or other events outside our reasonable control that may prevent proper or implementation iIf individual provisions of these conditions are deemed invalid, the validity of the remaining terms of use remains unaffected.
b. The Bonus is a cash payment and is non-transferable. No alternative or substitute bonus will be provided.
5. The Promoter
a. The promoter of this offer is Raisin UK. Raisin UK is a trading name of Raisin Platforms Limited (registered no 11075085) registered office Cobden House, 12-16 Mosley Street, Manchester M2 3AQ, United Kingdom. Raisin Platforms Limited is authorised and regulated by the Financial Conduct Authority (FRN: 813894).
6. Governing Law and Jurisdiction
These Terms and Conditions shall be governed by the laws of England and Wales. Any disputes arising under them shall be subject to the exclusive jurisdiction of the courts of England and Wales.