Raisin UK
gives you more
gives you more
We want to get Britain saving, so we make the whole process simple. Through our free, easy-to-use marketplace, we connect you with a range of banks offering deposit-protected savings accounts with competitive, high street-beating interest rates. Apply to open as many savings accounts as you like and manage everything under one roof, with no fees. Then sit back, relax, and watch your money grow.
Fixed rate bonds
Lock in your deposit and earn a fixed interest rate up to 3.01% AER.
Notice accounts
Variable interest up to 1.95% AER, with access to your funds after a notice period.
Easy access
Variable interest up to 1.25% AER. Top-up and withdraw whenever you want.
Get started
Find out how easy it is to start growing your money with us.
Could you earn more from your savings by ditching your ISA?
We all want to know that our money is working as hard as possible, and as a new financial year begins, you may be thinking about how to make your money go even further in 2022. So is an ISA always the best option for savers, or could it pay to ditch yours?
What do you get with Raisin UK?
Access to more banks
Why limit yourself to the high street? With more banks at your fingertips from across Europe, we give you more choice to find the right savings account for you.
Easy money management
Our simple online platform and app allow you to manage your money easily at any time. With all your accounts under one roof, there’s no need to juggle multiple logins, either.
We put you first
Our excellent customer service team is here to help with any queries or comments you may have. Get in touch by email, phone, letter or online – whatever works best for you.
Extra savings boosts
From our refer a friend bonus to regular offers and competitions, it’s easy to make your money work harder. We’ll always make sure you’re the first to hear about new top rates, too.
About Raisin UK
You're in safe hands
The highest level of security
We use Secure Sockets Layer (SSL) and Transport Layer Security (TLS) technology for server authentication and data encryption, to ensure that your personal data and all communications sent through your Raisin UK Account are 100% safe and secure.
Full deposit protection
Your money is secure at every step. We’re authorised and regulated by the FCA (FRN: 813894), and we only work with banks that are protected by the FSCS (or the European equivalent), so you can deposit, manage and save with absolute confidence.
Find out more about FSCS ›
Peace-of-mind money transfers
Transferring money can feel worrying. For your peace of mind, you can begin by transferring £1 to your Raisin UK Account, and confirming that this amount is available, before making larger deposits. Find out more about staying safe online and spotting scams in our online safety guides.
Latest guides and articles
Even when interest rates are low, you can still earn money on your savings and there are plenty of places to invest £100,000. This article explores how to invest £100k, and the best and safest places to put your money.
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Looking for guidance on how and where to invest money? Find out what you need to consider, the options to build your wealth, and whether stocks and shares or savings work best.
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This guide to interest rates explains what they are, how they work, the different types of interest rates and how best to compare savings accounts with different interest rates.
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Looking to better understand your bank statements? Find out how to decipher everyday abbreviations and why they’re so important to know.
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In the UK, gifting money to your loved ones is pretty easy, but it’s important to bear in mind that some gifts might be taxed by the government. On this page, you’ll learn everything you need to know about gift tax, including your gift allowance and gifting exclusions.
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On this page, you’ll learn about the updated tax return deadline, what may happen if you miss the deadline and the key dates you need to know this tax year.
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Get the inside scoop
Want to be in-the-know on all things savings?
Of course you do. Sign up and be the first to find out about top rates as soon as they land,
exclusive account holder-only offers, and the latest money news.
Good news!
You’re now just one step away from receiving exclusive rates and offers as soon as they land.
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