Bank and Clients Plc (B&C)

FSCS protects deposits up to £85,000 per person

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About Bank and Clients Plc (B&C)

Bank and Clients Plc (B&C) is a UK bank authorised by the PRA and regulated by the FCA and the PRA. B&C was formed in 2014 through the merger of two well-established British financial institutions; Church House Trust, a retail bank founded in 1978; and Ocean Capital, which were founded in 2002.

Based in the UK, with a representative office in Canada, B&C are headquartered in London.

Inspired by the traditions of private banking, B&C focus on excellent service to support individuals and businesses by providing tailored solutions and user-friendly savings options.

Bank details

Year established:	2014
Number of customers:	3001

Security and deposit guarantee

Deposits are eligible for protection by the Financial Services Compensation Scheme (FSCS) http://www.fscs.org.uk/. The FSCS is the United Kingdom’s statutory deposit guarantee scheme that covers deposits in individual savings accounts up to £85,000, per banking group regulated by the Financial Conduct Authority or the Prudential Regulation Authority. It is available for deposits with most UK high-street and online banks and means if the bank fails, and deposits become unavailable, the scheme may cover your deposit account deposit up to the £85,000 per person, per banking group limit.

Your deposit will be administered by Meteor Asset Management Limited (MAM) and Meteor Investment Management Limited (MIM) who will process your application and cash respectively. Cash and deposits will be held by MIM and MAM in trust for you under FCA client money and asset rules.

In the event that MIM or MAM cannot meet their obligations you will remain the beneficial owner of any deposits purchased for you, and also cash held on your behalf in MIM’s client account. In both cases these will remain covered under the FSCS protection for the deposit taker or the banks holding client money to £85,000. For more details please see our MAM Terms and Conditions http://www.raisin.co.uk/terms-and-conditions/

Compensation limits are per person per firm, not per deposit. Be aware that if you have other deposits with this bank (or banking group) then the £85,000 protection applies only to eligible deposits up to this limit.

Who is Raisin?

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How to open an account

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