Online Savings Accounts: 100+ ways to save. £100 to get you started*

Join Raisin and get rewarded, with opportunities to save across multiple accounts for years to come. This September new customers can enjoy a £100 welcome bonus when you open a fixed rate bond of 12 months or longer and deposit £10,000 or more by 30th September 2025. Scroll down to see the full Terms and Conditions.

1. Register your free Raisin account

2. Use code ‘HELLO100’ when registering

3. Open a fixed rate bond of 12 months or longer and deposit £10,000 or more in a single transaction by 23:59 on 30th September 2025

4. If you meet the full terms and conditions outlined below you’ll receive your £100 bonus into your Raisin UK Transaction Account by 31st October

The main difference between online savings accounts and traditional savings accounts is, of course, that you can manage your account online. You can access your account any time you wish, providing convenience if you are unable to visit a branch.

Online savings accounts in the UK often feature more competitive interest rates than traditional accounts. It’s always best to shop around and compare different savings accounts.

These are the terms and conditions ("Terms and Conditions") that apply to the Raisin UK 100+ ways to save. £100 to get you started. (the "Bonus").

1. The Bonus Offer

a. The offer is a one-time cash bonus of £100 (the “Bonus”) available to new Raisin UK customers who meet the eligibility criteria outlined below.

b. The Bonus will be paid into your Raisin UK Transaction Account by 23:59 GMT on 31st October 2025.

2. Qualifying Period 

a. The offer runs from  00:01 BST on 1st September 2025 until 23:59 BST on 30th September 2025 (the “Qualifying Period”). You must place your order and fund the qualifying fixed-rate bond within the Qualifying Period. 

3. Eligibility 

The Bonus is only available to new Raisin UK customers who have never previously opened a savings account via Raisin UK prior to 00:01 BST on 1st September 2025 .To qualify for the Bonus you must do one of the following:

a. Register for a Raisin UK account during the Qualifying Period and enter the promo code ‘HELLO100’ in the “promo code” field at registration.

b. Open a new fixed rate bond with a term of 12 months or longer during the Qualifying Period and fund it with a single deposit of £10,000 or more in new funds. The qualifying fixed-rate bond must remain open at the time we determine eligibility for the Bonus. If the order is cancelled, reversed or not successfully funded you will not be eligible for the Bonus.

c. The deposit of £10,000 or more must be made in one single transaction. For example, a deposit of £5,000 followed by a second deposit of £5,000 into the same savings account will not be eligible for the Bonus, it must be £10,000 or more in one order. 

4. General

a. One registration per person and only one Bonus per person is allowed. We may use reasonable checks to detect duplicate registrations. We may exclude a participant from this offer, or cancel or reclaim a Bonus, if we reasonably suspect they have breached these Terms, obtained the Bonus fraudulently or unlawfully, or where their Raisin UK account is closed or suspended due to a breach of Raisin’s Terms and Conditions. Raisin UK reserves the right to discontinue or change this offer campaign at any time without prior notice and without giving reasons where we reasonably consider it necessary to do so, for example, due to legal or regulatory changes, or other events outside our reasonable control that may prevent proper or implementation iIf individual provisions of these conditions are deemed invalid, the validity of the remaining terms of use remains unaffected.

b. The Bonus is a cash payment and is non-transferable. No alternative or substitute bonus will be provided.

5. The Promoter

a. The promoter of this offer is Raisin UK. Raisin UK is a trading name of Raisin Platforms Limited (registered no 11075085) registered office Cobden House, 12-16 Mosley Street, Manchester M2 3AQ, United Kingdom. Raisin Platforms Limited is authorised and regulated by the Financial Conduct Authority (FRN: 813894).

6. Governing Law and Jurisdiction 

These Terms and Conditions shall be governed by the laws of England and Wales. Any disputes arising under them shall be subject to the exclusive jurisdiction of the courts of England and Wales.