Summer ‘25 Loyalty Bonus

Only new customers get the perks? Not at Raisin UK. We believe loyalty is worth rewarding, which is why we’re offering a £125 bonus to existing customers (with at least one active savings account) who open a new fixed rate bond of 12 months or longer before 23:59 on 30th September 2025. The full terms and conditions of this offer are located further down this page. Please scroll down to read them.

Here’s how to claim your bonus: 

• To qualify, you must hold at least one active savings account on Raisin UK as of 23:59 on 10th August 2025.
• Open a new fixed rate bond of 12 months or longer and deposit at least £10,000 or more of new funds* before 23:59 on 30th September 2025. 
• At the end of the qualifying period (00:01 on 11th August 2025 to 23:59 on 30th September 2025), you must have at least two active savings accounts on the Raisin UK platform, including the new qualifying fixed rate bond. 
• If you qualify, you’ll receive your bonus of £125 into your Raisin UK Transaction Account by 23:59 on 31st October 2025. 

The full terms and conditions of this offer are located further down this page. Please scroll down to read them. 

*'New funds' refers to money held in your Raisin UK Transaction Account. You will not qualify for the bonus if you use money withdrawn from an existing savings account during the qualifying period or from a fixed rate bond that matures after 23:59 on 10th August 2025 on Raisin UK.

It’s an extra £125 on top of the interest you earn! Here are some of our top fixed rate bonds of 1 year or longer:

These are the terms and conditions ("Terms and Conditions") that apply to the Raisin UK Summer ‘25 Loyalty Bonus (the "Bonus").

1. The Bonus Offer

a) The offer is a one-time bonus of £125 available to Raisin UK customers who meet the eligibility criteria outlined below.

b) If you meet the eligibility criteria you will receive a confirmation email between 1st October 2025 and 31st October 2025 confirming that you will receive the bonus.  

c) For eligible deposits, the bonus will be paid into your Raisin UK Transaction Account by 23:59 GMT on 31st October 2025.

2. Qualifying Period 

a) The offer is available to existing customers who make eligible deposits between 00:01 BST on 11th August 2025 until 23:59 BST on 30th September 2025 (the “Qualifying Period”).

b) The offer can only be redeemed once per person within the Qualifying Period.

3. Eligibility 

The Summer ‘25 Loyalty Bonus is only available to existing Raisin UK customers who:

a) Already hold at least one active savings account (either an Easy Access account, a Notice Account, or a Fixed Rate Bond) on the Raisin UK platform prior to the start of the Qualifying Period; and

b) Open a new fixed rate bond with a term of 12 months or longer during the Qualifying Period and deposit a minimum of £10,000 of new funds in a single order into that fixed rate bond. 

To meet the eligibility criteria: 

a) You must place your order before 23:59 BST on 30 September 2025; 

b) The deposit of £10,000 or more must be made in one single transaction. For example, a deposit of £5,000 followed by a second deposit of £5,000 into the same savings account will not be eligible for the bonus, it must be £10,000 or more in one order; 

c) Deposits into an existing savings account or topping up existing fixed rate bonds will not qualify; 

d) Withdrawing money from an existing Raisin UK savings account to move into a new fixed rate bond will not qualify; 

e) If a savings account that you already hold matures during the Qualifying Period, the matured funds will not qualify for this offer and cannot be used to fund the new fixed rate bond; 

f) At the end of the Qualifying Period, you must have at least two active savings accounts on the Raisin UK platform, including the new qualifying fixed rate bond.  

4. General

a) Raisin UK reserves the right to discontinue or change the bonus campaign at any time without prior notice and without giving reasons if proper implementation is no longer guaranteed due to actual or legal obstacles. 

b) Raisin UK reserves the right to exclude participants from participating in the bonus. This applies in particular in the event of violations of the conditions of participation. Raisin UK can also subsequently declare such an exclusion, revoke bonus payments or demand their return.

c) If individual provisions of these conditions are deemed invalid, the validity of the remaining terms of use remains unaffected.

d) The bonus will be paid as stated and is non-transferable. No alternative or substitute bonus will be provided.

5. The Promoter

a) The promoter of this offer is Raisin UK. Raisin UK is a trading name of Raisin Platforms Limited (registered no 11075085) registered office Cobden House, 12-16 Mosley Street, Manchester M2 3AQ, United Kingdom. Raisin Platforms Limited is authorised and regulated by the Financial Conduct Authority (FRN: 813894).

6. Governing Law and Jurisdiction 

a) These Terms and Conditions shall be governed by the laws of England and Wales. Any disputes arising under them shall be subject to the exclusive jurisdiction of the courts of England and Wales.