4.30%
AER
Fixed rate bond
United Kingdom
(AA)
What kind of saver are you?
Take our quiz on your gardening and savings habits to find out!
There are many, many parallels between gardening and saving, to the extent that you may share the same habits across both of them!
In this just-for-fun quiz, we’ve compiled nine questions to help you reflect on the type of gardener you are and learn more about the kind of saver you may be as well. Of course, this quiz is non-scientific so your results may not exactly match your personality!
How to take the quiz
Get yourself a cup of tea and settle down with a pen and paper or the Notes app on your phone (or anything else you can use to record your answers). For each question, pick the option (A, B, C or D) that best describes you (even if it’s not 100% accurate). Once you’ve answered all the questions, review your answers to determine which letter you chose most. That letter will then correspond to what kind of saver you are!
1. How often do you check your savings accounts?
A.
Every single day. I like to watch my money grow.
B.
Once a week, but maybe less often depending on how I’m feeling.
C.
Only when I need to move money or make a withdrawal
D.
Once a month. I know it’s making me money.
2. What is your main priority when gardening?
A.
Perfection, with clean lines and utility.
B.
Beauty and trying new plants/techniques.
C.
Simplicity. I want it to look good with as little effort as possible.
D.
Maintaining a beautiful garden for as long as possible.
3. How does your garden look by the end of summer?
A.
A lush lawn, trimmed hedges and beautifully designed flowerbeds.
B.
A creative paradise, with the odd ornament I picked up on a whim.
C.
Not bad, not great. At least it survived.
D.
Great, but I’m already thinking about next summer.
4. How do you choose your savings accounts?
A.
I analyse rates, fees and terms across multiple providers.
B.
I go with my gut.
C.
I choose a provider I’ve heard of.
D.
I lock in my money for as long as possible.
5. How do you prefer to save your money?
A.
I have multiple accounts for different purposes, and I manage them each month.
B.
I have lots of different accounts, and even a few investments.
C.
I have a single easy access account.
D.
I lock as much of my money away for the future as I can.
Grow your savings with Raisin UK
Raisin UK gives you everything you need to make your savings bloom, with competitive rates from over 40 FSCS-protected banks or building societies.
6. What’s your approach when planting something new?
A.
I research the perfect conditions, soil pH and companion plants.
B.
I draw upon my experience and intuition.
C.
I watch a video or read a guide.
D.
I have already learned everything well ahead of planting to avoid surprises.
7. One of your plants is looking a bit worse for wear. What do you do?
A.
Conduct meticulous research and work through a list of potential remedies.
B.
Try a herbal remedy I heard about at the local garden centre.
C.
Accept fate and maybe try again next year.
D.
Dig it up and replace it with something more likely to survive.
8. How do you manage your finances?
A.
Spreadsheets, apps, files - anything that helps manage my money comprehensively.
B.
I have accounts with a few banks and services across a few apps.
C.
I look at my banking app once a month.
D.
I have a full financial plan for the next twenty years.
9. How do you handle unexpected events (both in the garden and financially)?
A.
I plan for all eventualities in my garden and my emergency savings fund is always topped up.
B.
I stay calm, go with the flow and deal with situations as they arise.
C.
I hope nothing unexpected happens but reluctantly handle it if it does.
D.
I prepare years in advance to avoid nasty surprises.
Your results
Mostly As
The Landscaper
You treasure a perfectly manicured lawn and well-trimmed hedges. Perfection is your goal. Your financial life is the same; everything is documented, planned and executed flawlessly. If someone asks you how much interest you earned three years ago, you can find the answer almost instantly.
Mostly Bs
The Experimenter
You love to try new things, whether it’s new flowers or a new savings account. You spread your money across different products and may even be willing to take the odd risk.
Mostly Cs
The Casual
You like to keep things simple. You choose a great interest rate and go for it. You like flexibility and ease, keeping your savings portfolio - and your garden - simple.
Mostly Ds
The Long-Termer
Gardening isn’t just for this summer - it’s for life. You plan your garden years in advance, sewing the seeds for a lifetime of beauty. You approach savings in the same way, planting your money into long-term bonds to enjoy the fruits at a later date.
Watch your savings blossom
Whatever kind of saver you are, Raisin UK has the tools to make your savings blossom as beautifully as your blooms. Choose from easy access savings accounts, notice accounts and fixed rate bonds from over 40 FSCS-protected banks and building societies, and manage your money in one easy-to-use account.
All your savings in one account
Manage your money across easy access savings, fixed rate bonds and notice accounts with a single log-in.
Free and easy to set up
Open your free Raisin UK account and apply once for access to our entire range of accounts.
A diverse range of providers
Why stick to the high street? Grow your money with accounts from over 40 banks and building societies.
FSCS (or equivalent) protection
All banks and building societies on our platform offer FSCS (or European equivalent) protection.
Three steps to smarter saving
- Create your free Raisin UK account.
- Compare interest rates from our partner banks and building societies.
- Fund your Raisin UK Transaction Account and start saving!