Investec

Investec

4.67
%
AER
32 day | GBP
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  • FSCS protects deposits up to £85,000 per person

All offers from Investec

4.67 % AER variable
32 day
fscs.org.uk
4.97 % AER variable
95 day
fscs.org.uk
4.63 % AER variable
Easy Access
fscs.org.uk

About Investec

Since they were founded in 1974, the Investec Group has gone from strength to strength. They acquired London-based Allied Trust Bank Limited in 1992, and in 1997, renamed it to Investec Bank (UK) Limited before it then became Investec Bank PLC in 2009. Investec offers savings accounts that have been designed to help you achieve your financial goals without compromising on flexibility.

The FSCS protects deposits made into savings accounts offered by Investec Bank PLC through our marketplace, and Investec Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Bank details

Headquarters: London
Year established: 1974

Security and deposit guarantee

Deposits are eligible for protection by the Financial Services Compensation Scheme (FSCS) http://www.fscs.org.uk/. The FSCS is the United Kingdom’s statutory deposit guarantee scheme that covers deposits in individual savings accounts up to £85,000, per banking group regulated by the Financial Conduct Authority or the Prudential Regulation Authority. It is available for deposits with most UK high-street and online banks and means if the bank fails, and deposits become unavailable, the scheme may cover your deposit account deposit up to the £85,000 per person, per banking group limit.

Compensation limits are per person per firm, not per deposit. Be aware that if you have other deposits with this bank (or banking group) then the £85,000 protection applies only to eligible deposits up to this limit.

Timescales for the return of your money can vary between different banks and banking groups. This bank holds funds under a trust model. Funds held under a trust model can take up to three months to be returned, but in most cases will be returned sooner than this.’ and vice versa.

Who is Raisin?

We are the UK savings marketplace for Raisin, one of Europe’s most successful technology-led financial services companies. We want to get Britain saving, so we connect savers with a range of banks and building societies offering deposit-protected savings accounts with competitive interest rates.

Using our savings marketplace is simple. By registering for a Raisin UK Account, you'll only ever need to fill in one application form. Then you can browse, apply for and fund a range of savings accounts, and manage everything under one roof. No paperwork or endless passwords to remember - just a free, easy way to grow your savings.