The Raisin UK savings marketplace gives you the ability to quickly and easily apply for savings products offered by our partner banks, with the convenience of one single login. When you register with Raisin UK, you only ever have to fill in one application form for all of our savings products.
Once you've set up your one single login, you'll be able to view your online savings portfolio through your customer portal, from which you can manage every savings product that you have opened through Raisin UK. You can also check the terms of any savings product you've purchased and see how much interest or profit you may be due.
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Save time, make money
When you register with us, we'll only ask you to verify your identity once, after which, you'll be able to apply for as many savings products on the Raisin UK savings marketplace as you want. This simple and secure online verification process means that you don't need to prove your identity by sending copies of your passport or a utility bill every time you want to apply for savings product from a different bank.
We want to help you save time and make money. Because of this, all transactions and processing on the Raisin UK savings marketplace are handled online.
Raisin UK savings marketplace
As a business, we are paid a fee by our partner banks for introducing new savings depositors. However, unlike some comparison sites, this is not based on the volume of applications, but rather on how much you save and for how long, which means that we are motivated to help you find the savings product that's right for you.
The best way to understand the effectiveness of the Raisin UK platform is to try it for yourself. Register with us today to discover first-hand how much you could earn on your savings.
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and small businesses – are covered by the scheme.
In respect of deposits, an eligible depositor is entitled to claim up to £85,000.
For further information about the scheme (including the amounts covered and eligibility to claim) please refer to the FSCS website www.fscs.org.uk.
You can confirm the full status on the Financial Services Register by clicking here.
These are Raisin UK's Terms and Conditions, upon which we intend to rely. For your own benefit and protection, please read this document carefully. It contains important information about your rights and obligations as well as limitations and exclusions that may apply to you. If there is anything that you do not understand please contact us.
Raisin UK is a registration and management portal that enables you to register your details just once in order to access multiple savings products from participating institutions. By registering with Raisin UK, you can hold and view a range of financial products in one place, simplifying the investment process and providing greater efficiency and transparency in the purchase and management of your financial products. Your Raisin UK account can hold from just one to a number of financial products, allowing you to select and monitor your portfolio.
These Terms, together with your Platform Account Application, form a legally binding contract between you and Raisin Platforms Ltd trading as Raisin UK.
Words which we define in the singular form will also include the plural and vice versa. The headings in these Terms are for convenience only and do not limit their scope.
Your acceptance of these Terms is signified by you completing and submitting a Platform Account Application for your Platform Account.