Your one-stop
shop for savings

With Raisin UK, one login gives you access to competitive savings accounts from more than 30 banks and building societies. Apply to open as many as you like, then manage everything under one roof.

Why should you save with Raisin UK?

Easy money management

Our simple online platform and app allow you to manage your money easily at any time. With all your accounts under one roof, there’s no need to juggle multiple logins, either.


Access to more banks

Why limit yourself to the high street? With more banks at your fingertips from across the UK and Europe, we give you more choice to find the right savings account for you.


Extra savings boosts

From our refer a friend bonus to exclusive savings accounts offers, it’s easy to make your money work harder. We’ll always make sure you’re the first to hear about new top rates, too.


How Raisin UK works

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You're in safe hands

The highest level of security

We use Secure Sockets Layer (SSL) and Transport Layer Security (TLS) technology for server authentication and data encryption, to ensure that your personal data and all communications sent through your Raisin UK Account are 100% safe and secure.

Full deposit protection

Your money is secure at every step. We’re authorised and regulated by the FCA (FRN: 813894), and we only work with banks that are protected by the FSCS (or the European equivalent), so you can deposit, manage and save with absolute confidence. Find out more about FSCS.

This week's top rates

5.08% AER

9 month fixed rate bond National Bank of Egypt (UK)

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5.11% AER

6 month fixed rate bond National Bank of Egypt (UK)

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5.15% AER

1 year fixed rate bond Investec

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4.72% AER

Easy access savings account Kroo Bank Ltd

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5.40% AER

95 day notice account QIB (UK)

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5.11% AER

6 month fixed rate bond National Bank of Egypt (UK)

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A quick start guide

Whether you’re a beginner saver, have a lump sum to invest, or wish to grow your existing pot, opening a savings account through Raisin UK is a great way to save, whatever you’re saving for.

But how does it work? Well, the first thing you should know is that we’re not a bank. What we offer is a free, easy-to-use, simple savings service that allows you to choose from a range of banks to save with. You can open and manage multiple savings accounts using our no-fees marketplace.

Just register with us, and you’ll have a choice of competitive savings accounts at your fingertips. The best thing? No more application forms! Once you’ve registered, you can apply for savings accounts in a few clicks.

1. Choose the savings account that's right for you

Take the time to consider and compare different types of savings accounts, their benefits and interest rates, and weigh up which one is best suited to you. The important information you’ll need to know, for example interest rates and term length, is set out clearly, so you can compare savings accounts easily. The different types of savings accounts available through our marketplace include:

2. Transfer your money

Transfer money from your nominated bank or building society account to your Transaction Account. Read our handy guide for more information.

3. Watch your savings grow

All that’s left for you to do is sit back, relax and watch your money grow, thanks to the competitive interest rates provided by our partner banks.

Is my money safe?

Yes — all but two of our partner banks are covered by the Financial Services Compensation Scheme (FSCS), which covers deposits of up to £85,000 per person, per banking group. The two other partner banks are deposit-protected by separate schemes: HoistSavings, which is protected by the Swedish Deposit Guarantee Scheme, and AgriBank, which is protected by the Malta Financial Services Authority.

Is there anything else I need to do?

Depending on the type of savings account and term you have chosen, you may need to take action as your account reaches maturity. We’ll email you as that date approaches, so you can decide how you’d like to reinvest or withdraw your funds.

If you’re unsure how to go about registering for a Raisin UK Account or get stuck at any stage of your application or money management process, our ‘how to’ guides and FAQs have the answers you’re looking for.

Refer a friend for £50

If you like the way we do things, why not spread the word?
Recommend Raisin UK to a friend, and you could both receive a £50 bonus. Terms apply.

Get the inside scoop

Want to be in-the-know on all things savings?
Of course you do. Sign up and be the first to find out about top rates as soon as they land,
exclusive account holder-only offers, and the latest money news.